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Category: Personal Insurance

Understanding What Your Home Insurance Policy Covers

Understanding your home insurance policy and what it covers is essential but easier said than done. Insurance contracts are written in a legal language unfamiliar to most of us. To understand your coverage, you may want to get help from a local insurance agent. You need to know what is covered – hopefully long before you need to file a claim. You likely have homeowners'...

How to Travel Safely with Travel Insurance

Planning a trip? We all look forward to trips to other states or countries or enjoying a cruise. You may not consider “What if something goes wrong?” but life can throw a curveball, and travel insurance can save the day when it does. What is Vacation Travel Insurance? Vacation travel insurance protects you when you visit another state or country. It is structured to help...

Home Renovations That Can Affect Your Insurance

Renovating your home can enhance your living environment and increase the value of your property. Home renovations can be chaotic at first, with debris from demolitions piling up. While looking forward to an improved home environment, you need to be aware of some types of home renovations that could affect your insurance coverage. Pools A pool can significantly enhance the value of your home and...

5 Spring Home Maintenance Tips

When spring arrives, it is time to get ready for the warmer months. These five spring maintenance tips can help you maintain and protect your home. Roof Inspection Your roof has been subjected to harsh winter weather and should be inspected yearly. You can inspect the roof yourself, but it is not recommended. It is advised that you contact a professional roofing company to inspect...

Motorcycle & Boat Coverage During Winter: Laid Up vs. Canceling

Unless you live in one of our warmer states, you will need to winterize and store your boat or motorcycle during the winter months. You have several options, including canceling your insurance, reducing the coverage, or increasing the deductible. What is Lay-Up Insurance? “Lay Up Insurance” is offered by insurance companies serving the northern states, where riding a motorcycle or boating over the winter is...

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